Good credit doesn't "just happen", or happen only to certain people. Yes, you CAN have it and NO it does not have to take years to attain it. What you do from this day forward can mean the difference between you doing business as usual, and you manifesting life more abundantly!
of the average American consumer per 2017 reports.
on average of tradtional mortgage loan applicants.
of those who filed Chapter 7, 11 or 13 bankruptcy.
Credit affects every aspect of our everyday life. Poor credit can cost you tens of thousands of dollars in higher interest and fees at best, and at worst, shut doors to better opportunities and financial stability.
are impacted by the effects of having poor credit.
have at least one credit account in collections.
face fraud or errors on their credit reports due to 2017 Equifax hack.
have the largest population with subprime credit scores.
are "underbanked" and have difficulty obtaining lines of credit.
don't know what their credit score is. 144 million haven't checked in over a year.
Finding and securing financing is an ongoing challenge for small business owners - and albeit impossible for those with challenged credit. The fact of the matter is, you must be creditworthy!
Request an appointment with our board-certified credit specialist!
We employ a three-prong plan to correct, improve and build your credit so you can
achieve your goals and begin experiencing life more abundantly now!
Step One
Our experienced Board Certified Credit Specialist will provide a detailed analysis of your situation, specifically identifying factors damaging your credit rating.
Step Two
We'll take the critical steps necessary to correct errors and misrepresentations on your credit reports, and work with you to eliminate activity that triggers credit denials.
Step Three
We'll develop a strategy for you to maintain your improved credit record, reverse patterns that negatively impact your score, and establish new prime credit relationships.
You Have Questions? We Have Answers!
Our no-obligation initial credit consultation entails an in-depth analysis of your credit history, and development of a detailed plan of action for a FLAT FEE. Optional enrollment in our credit restoration program does not have a monthly recurring fee and is cancelable at any time. Services are billed at a FLAT RATE for each successful repair or deletion of any outdated, inaccurate and/or unverified information, credit account (i.e., late payment, charge-off, collection, repossession) and/or per public record (judgement, tax lien, bankruptcy, foreclosure). These charges are PER ITEM and PER BUREAU.
Credit consultation is legal. The Fair Credit Reporting Act was enacted in 1970 by the federal government to ensure the accuracy, fairness and privacy of consumer information contained in the files of the consumer reporting agencies. It is your right to dispute any incorrect, outdated and unverified information contained in your credit report and demand correction or deletion of said information within 30 days of your notification. We are trained specialists certified by the Credit Consultants Association to assist you with your process, and we are compliant with the federal Credit Repair Organization Act.
Each negative or inaccurate item on your credit report can take as few as 30 and as many as 60 days to correct. Improved credit history is typically demonstrated within 6 months post-correction, contingent upon responsiveness of the creditors and credit bureaus to each correction addressed.
Contact us today and take the first steps to your "abundantly"